South Carolina Personal Injury Settlement Calculator
Estimated Settlement & Recovery
Non-Economic Damages: $0.00
What Is a Personal Injury Settlement Calculator?
In plain English, it’s a free online tool that helps you estimate how much money you might receive from a personal injury claim.
This calculator is tailored for South Carolina law. It takes into account:
- Medical expenses (past & future)
- Lost income
- Property damage
- Severity of injury (minor to severe)
- Your share of fault (if any)
- The at-fault party’s insurance limits
- Legal fees & case-related costs
It’s not a crystal ball, but it’s a smart place to start.
Why South Carolina Law Matters
South Carolina follows a modified comparative fault rule, also known as the 51% bar rule.
This means:
- If you’re 51% or more at fault, you get nothing.
- If you’re 50% or less at fault, your payout gets reduced by that percentage.
Example:
If your damages are $100,000 and you’re 20% at fault, your maximum settlement would be $80,000.
The calculator builds this rule right into its logic.
How the Calculator Works
Let’s break it down by input field. Here’s what you’ll need to enter:
| Field | What It Means |
|---|---|
| Percentage of Fault | Estimate how much of the accident was your fault. |
| Medical Expenses | Add up hospital bills, rehab, medications, and future treatments. |
| Lost Wages | Total income lost due to the injury (past and expected). |
| Property Damage | Vehicle repairs or replacement, damaged belongings, etc. |
| Injury Severity | Choose from Minor, Moderate, or Severe—each has a multiplier for pain & suffering. |
| Insurance Policy Limit | Optional: max coverage from the at-fault party’s insurer. |
| Attorney’s Fee Percentage | Choose 33.3%, 40%, or 0% if you’re not hiring a lawyer. |
| Case Costs & Medical Liens | Any out-of-pocket or lien repayments. Optional but important. |
What It Calculates
After you enter your details, the calculator shows:
- Total Estimated Settlement
- Economic Damages
- Medical bills
- Lost wages
- Property damage
- Non-Economic Damages
- Based on injury severity multiplier
- Fault Reduction
- Your settlement is reduced by your share of fault
- Policy Limit Cap
- If the calculated amount exceeds insurance coverage, it gets capped
- Attorney’s Fee
- Case Costs / Liens
- Net Recovery
- The money you could realistically walk away with
This breakdown is instant and clearly displayed, helping you make smarter decisions.
What It Doesn’t Do
Let’s be real: No calculator can guarantee your settlement. This tool does not account for:
- Emotional testimony
- Unpredictable jury decisions
- Negotiation strategies
- Pre-existing conditions
- Insurance company pushback
It gives you a ballpark figure, not a verdict.
Real-World Example
Scenario:
- $25,000 in medical bills
- $10,000 in lost wages
- $5,000 in property damage
- Moderate injury
- 20% at fault
- $100,000 insurance limit
- 33.3% attorney’s fee
- $2,500 in case costs
Estimated Output:
- Economic: $40,000
- Non-Economic: $105,000 (using 3.0x multiplier on $35,000)
- Total before fault reduction: $145,000
- 20% reduction: -$29,000
- Adjusted: $116,000
- After attorney & costs: ~$74,500 net recovery
This is the kind of breakdown you’ll get with one click.
Why This Calculator Is Helpful
Fast answers
Easy to use
Understands SC law
Reduces legal confusion
Empowers you before calling a lawyer
Most people don’t know where to begin after an accident. This tool gives you a starting point with clarity.
Legal Disclaimer
This calculator is for informational use only. It does not provide legal advice and does not form a client-attorney relationship.
Always consult a licensed personal injury attorney in South Carolina before making any decisions