New York Personal Injury Settlement Calculator
Estimated Settlement & Recovery
Non-Economic Damages: $0.00
What Is the New York Personal Injury Settlement Calculator?
The New York Personal Injury Settlement Calculator is an interactive tool that helps estimate what your personal injury case might be worth.
It’s designed around New York’s comparative fault law and insurance rules, giving you a customized estimate based on your actual numbers.
You simply enter your:
- Medical expenses (past and future)
- Lost wages
- Property damage
- Injury severity
- Your percentage of fault
- Attorney’s fee percentage
- Any case costs or liens
Then, the calculator applies legal and economic formulas to estimate:
- Total settlement amount
- Economic vs. non-economic damages
- Attorney’s fees
- Your net recovery after costs
How the Calculator Works: Step-by-Step
This tool uses a simple but logical calculation that mirrors how injury claims are evaluated in New York.
1. Add Up Economic Damages
These are your tangible losses:
- Medical expenses (hospital bills, therapy, medications)
- Lost wages or reduced future earnings
- Property damage (like a totaled vehicle)
These amounts form the base of your claim.
2. Estimate Non-Economic Damages
This covers the pain, suffering, and emotional distress you’ve endured.
The calculator uses a multiplier method, which is a common formula in injury law.
Depending on injury severity, a multiplier between 1.5 and 4.5 is applied to your medical and wage losses:
| Injury Type | Example | Multiplier |
|---|---|---|
| Minor | Bruises, cuts | 1.5× |
| Moderate | Fractures, torn ligaments | 3× |
| Severe | Organ damage, PTSD, nerve damage | 4.5× |
3. Apply Comparative Fault Reduction
New York follows a pure comparative fault rule, meaning your compensation is reduced by your share of fault.
Example: If you were 20% at fault and your damages total $100,000, your final settlement could be $80,000.
4. Consider Insurance Policy Limits
Even if your damages are higher, your payout can’t exceed the at-fault party’s insurance limit.
The calculator automatically caps your estimate if you enter that limit.
5. Subtract Attorney’s Fees and Case Costs
Most personal injury lawyers in New York charge around 33.3% before litigation or 40% after litigation begins.
The calculator factors this in, along with any case costs or medical liens, showing your net recovery—what you could actually receive after expenses.
Example: How the Estimate Looks
Let’s say you enter:
- Medical expenses: $20,000
- Lost wages: $10,000
- Property damage: $5,000
- Injury severity: Moderate (3× multiplier)
- Fault: 10%
- Attorney’s fee: 33.3%
- Case costs: $2,500
Here’s the simplified breakdown:
- Economic damages: $35,000
- Non-economic damages: ($20,000 + $10,000) × 3 = $90,000
- Total before fault: $125,000
- Minus 10% fault: $112,500
- Minus attorney fee (33.3%): ~$37,425
- Minus case costs: $2,500
- Final estimated net recovery: ≈ $72,575
Why This Calculator Is Tailored for New York
Every state handles personal injury cases differently.
This calculator is built specifically for New York law, which means it accounts for:
- Pure comparative negligence (you can recover even if 99% at fault)
- No-fault auto insurance rules (you must meet the “serious injury” threshold to sue)
- Typical attorney fee structures in NY personal injury practice
That makes the estimate more realistic for New York residents than a generic national calculator.
Important Disclaimer
The New York Personal Injury Settlement Calculator provides a rough estimate for informational purposes only.
It’s not legal advice and doesn’t replace consultation with a qualified attorney.
Many factors—like medical prognosis, liability disputes, or court behavior—can shift your case value dramatically.
Use this tool as a starting point, not a final answer.
If you’re dealing with a serious injury, talk to a New York personal injury lawyer to get a full evaluation of your claim.
Key Takeaways
- The calculator gives you a quick, data-driven estimate of your possible settlement.
- It considers your medical costs, income loss, pain multiplier, fault, and legal fees.
- It reflects New York’s comparative fault law and insurance limits.
- It’s ideal for anyone wanting a ballpark figure before contacting an attorney.