Articles for category: Calculators

Neal Caffrey

Mortgage Affordability Calculator

Mortgage Affordability Calculator

Home Affordability Calculator Annual Gross Household Income ($) Total income before taxes. Monthly Debt Payments ($) Car loans, student loans, credit card minimums. Down Payment Available ($) Interest Rate (%) Loan Term 30 Years15 Years Affordability Rule Standard (28% / 36%) – RecommendedAggressive (33% / 43%)FHA (31% / 43%) Determines how much of your income ...

Neal Caffrey

Low Income Housing Calculator

Low Income Housing Calculator

Low Income Housing Estimator Area Median Income (AMI) ($) Enter the HUD AMI for your county (Default is approx national avg). Household Size 1 Person2 People3 People4 People5 People6 People7 People8 People Annual Gross Household Income ($) Deductions (Optional) Dependents Under 18 or disabled. Elderly/Disabled? NoYes Head of household 62+. Check Eligibility Reset Qualification Status ...

Neal Caffrey

Income Eligibility Calculator

Income Eligibility Calculator

Income Eligibility Screener (FPL) Household Size 1 Person2 People3 People4 People5 People6 People7 People8 People Count yourself, spouse, and dependents. Gross Pay (Before Taxes) Pay Frequency MonthlyAnnuallyBi-Weekly (Every 2 weeks)Weekly State (For Medicaid Expansion) Medicaid Expansion State (Most states)Non-Expansion State (TX, FL, GA, etc.) Affects Medicaid income limits (138% vs 100% or less). Check Eligibility ...

Neal Caffrey

Student Grant Calculator

Student Grant Calculator

Federal Student Grant Estimator Student Aid Index (SAI) From your FAFSA Submission Summary. Use -1500 for max aid. Cost of Attendance (COA) Tuition, books, and living expenses for the academic year. Enrollment Intensity (Credits) Fall Semester Credits 12+ credits is 100% intensity (Full Time). Spring Semester Credits Summer Semester Credits (Optional) Pell Grants are available ...

Neal Caffrey

FAFSA Aid Calculator

FAFSA Aid Calculator

FAFSA Aid Estimator (SAI Model) Cost of Attendance (COA) Tuition, fees, housing, and food for one year. Dependency Status Dependent (Under 24, Unmarried)Independent Family Size Parent Financials Parent Adjusted Gross Income (AGI) Parent Net Assets Cash, savings, investments, real estate (exclude primary home). Student Financials Student Adjusted Gross Income (AGI) Student Net Assets Cash, savings, ...

Neal Caffrey

Full Retirement Age Calculator

Full Retirement Age Calculator

Full Retirement Age Calculator Personal Information Birth Year 194319441945194619471948194919501951195219531954195519561957195819591960196119621963196419651966196719681969197019711972197319741975197619771978197919801981198219831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005 Benefit Information Estimated Full Retirement Benefit ($/month) Planning to Retire at Age 626364656667686970 Estimated Life Expectancy 7580859095100 Calculate Reset Your Retirement Analysis Full Retirement Age 66 years Benefit at Planned Retirement Age $0 Total Estimated Benefits by Life Expectancy $0 Breakeven Age 0 years Claiming Age ...

Neal Caffrey

Early Retirement Calculator

Early Retirement Calculator

Early Retirement Calculator Current Age Desired Retirement Age Current Retirement Savings Monthly Contribution Expected Annual Return Conservative 5%Moderate 7%Balanced 8%Growth 9%Aggressive 10% Expected Inflation Rate Low 2.5%Moderate 3%Average 3.5%High 4% Desired Annual Retirement Income Include Social Security YesNo State Tax on Retirement Income No State TaxLow (3%)Medium (5%)High (7%) Calculate Retirement Plan Reset Early Retirement ...

Neal Caffrey

LIHEAP Calculator

LIHEAP Calculator

LIHEAP Benefits Calculator Household Size 1 Person2 People3 People4 People5 People6 People7 People8 People Annual Household Income State CaliforniaTexasNew YorkFloridaIllinoisPennsylvaniaOhioGeorgiaNorth CarolinaMichiganAlaskaHawaii Primary Heating Fuel ElectricNatural GasHeating Oil (Higher Cost)Propane (Higher Cost)WoodOther Elderly Member (60+) NoYes Disabled Member NoYes Child Under 5 NoYes Crisis Status NonePast Due NoticeTermination NoticeAlready Disconnected Received LIHEAP Last Year NoYes Calculate ...

Neal Caffrey

SSDI Benefits Calculator

SSDI Benefits Calculator

SSDI Benefits Calculator Year of Birth 1950 (FRA 66)1955 (FRA 66 and 10 months)1960+ (FRA 67)1970 (FRA 67)1980 (FRA 67)1990 (FRA 67) Age at Disability Onset Annual Earnings History (Last 10 Years) Total Years Worked Spouse Age (if applicable) Number of Minor Children (under 18) Disabled Adult Child (before 22) NoYes Monthly Workers’ Compensation Other ...

Neal Caffrey

Rent Affordability Calculator

Rent Affordability Calculator

Rent Affordability Calculator Gross Income Amount Income Frequency AnnuallyMonthlyBi-WeeklyWeeklyHourly Hours Worked Per Week (if hourly) Monthly Debt Payments (Loans, Cards, etc.) Estimated Monthly Utilities (Electric, Gas, Water, Internet) Location Type National AverageHigh-Cost City (SF, NYC, Boston)Medium-Cost City (Seattle, Denver, Austin)Lower-Cost AreaRural Area Number of Income Earners in Household Credit Score Range Excellent (750+)Good (700-749)Fair (650-699)Poor ...