Articles for category: Calculators

February 17, 2026

AMI Income Limit Calculator

AMI Income Limit Calculator State AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWest VirginiaWisconsinWyoming County or Metro Area AMI is county-specific. This is for your reference only. Household Size Number of people in your household. Select Income Limit Percentage 30%(Extremely Low) 50%(Very Low) 60%(Low) 80%(Common) 120%(Moderate) or enter a custom percentage: Your Total ...

February 17, 2026

Neal Caffrey

Calculators

Inclusionary Housing Income Calculator

Inclusionary Housing Income Eligibility Calculator Total Household Size (Number of People) Include yourself and all dependents. State AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWest VirginiaWisconsinWyoming County or City (for AMI reference) AMI varies by county. This field is for your reference only. Total Annual Gross Income ($) Include income from all sources ...

February 17, 2026

Neal Caffrey

Calculators

Community Land Trust Affordability Calculator

Community Land Trust (CLT) Affordability Calculator Total Annual Household Income ($) Number of People in Household State AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWest VirginiaWisconsinWyoming Current Appraised Value of Home ($) Your Initial Purchase Price ($) Years You Plan to Live in the Home Before Selling Assumed Annual Market Appreciation Rate (%) ...

February 17, 2026

Neal Caffrey

Calculators

Reverse Mortgage Proceeds Calculator

Reverse Mortgage Proceeds Calculator Age of Youngest Borrower Age of Non-Borrowing Spouse (Optional) Estimated Home Value ($) Expected Interest Rate (%) Existing Mortgage Balance to Pay Off ($) Estimated Closing Costs ($) How Would You Like to Receive Proceeds? Line of Credit (Most Flexible)Monthly Tenure Payment (For Life)Monthly Term Payment (Fixed Years)Lump Sum (at closing)Combined ...

February 17, 2026

Neal Caffrey

Calculators

VA Home Loan Funding Fee Calculator

VA Home Loan Funding Fee Calculator Base Loan Amount ($) Loan Type Purchase LoanIRRRL (Interest Rate Reduction Refinance)Cash-Out Refinance Down Payment Amount ($) Your Military Status VeteranActive DutyReserve/National GuardSurviving Spouse Have you used your VA loan benefit before? Yes, this is a subsequent useNo, this is my first time Do you receive VA compensation for ...

February 16, 2026

Neal Caffrey

Calculators

Rural Housing Direct Loan Calculator

USDA Rural Housing Direct Loan Calculator Total Annual Household Income Number of People in Household State AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWest VirginiaWisconsinWyoming Target County (for Rural Area Check) Loan Term 30 Years33 Years38 Years Estimated Home Price ($) Down Payment Amount ($) Estimated Interest Rate (%) Annual Property Tax ($) ...

February 16, 2026

Neal Caffrey

Calculators

Good Neighbor Next Door Program Calculator

Good Neighbor Next Door (GNND) Program Calculator Primary Employment Status Full-Time K-12 TeacherFull-Time FirefighterFull-Time EMT/ParamedicFull-Time Law Enforcement Officer Property Location HUD Designated Revitalization AreaStandard Area (Not a Revitalization Area) Home Purchase Price ($) Down Payment Amount ($) Mortgage Loan Amount ($) Estimated Interest Rate (%) Loan Term (Years) 30 Years15 Years Total Annual Household Income ...

February 16, 2026

Neal Caffrey

Calculators

Property Tax Circuit Breaker Calculator

Property Tax Circuit Breaker Calculator Annual Household Income Annual Property Tax Paid (or Rent) Housing Type HomeownerRenter (25% of rent = tax equivalent) Filing Status Single / Head of HouseholdMarried / Domestic Partners Household Type StandardSenior (65+)Disabled Calculate Relief Reset Circuit Breaker Analysis Income Threshold Level 0% Excess Tax Burden $0 Estimated Tax Credit $0 ...

February 16, 2026

Neal Caffrey

Calculators

Emergency Rental Assistance Estimator Calculator

Emergency Rental Assistance Estimator Total Monthly Household Income (Before Taxes) Monthly Rent Amount Number of People in Household State AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWest VirginiaWisconsinWyoming Type of Assistance Needed One-time Emergency AssistanceOngoing Rental Subsidy (e.g., Housing Choice Voucher) Have You Received an Eviction Notice? NoYes Any Special Circumstances? NoneRecent Job ...

February 16, 2026

Neal Caffrey

Calculators

FHLB Grant Eligibility Calculator

FHLB Grant Estimator Household & Income Household Size 1 Person2 People3 People4 People5 People6 People7 People8 People Annual Household Income ($) Combined income of all adults. Area Median Income (AMI) Local Area Median Income (4-Person Base) Enter the 100% AMI for your county (check HUD user data). Grant Match Details Your Contribution ($) Amount you ...