Vermont Personal Injury Settlement Calculator
Estimated Settlement & Recovery
Non-Economic Damages: $0.00
What Is the Vermont Personal Injury Settlement Calculator?
This tool estimates your potential compensation based on:
- Your economic damages (like medical bills and lost wages)
- Your non-economic damages (like pain and suffering)
- Your percentage of fault
- Attorney fees and case costs
- Policy limits from the at-fault party’s insurance
It’s based on a real-world formula:
Total Settlement = (Economic Damages + (Medical + Wages) × Severity Multiplier) - Your Share of Fault
The calculator automatically applies this formula — and even considers Vermont’s 51% fault bar. If you’re more than 50% at fault, it tells you clearly: You’re not eligible for compensation.
How It Works — Step by Step
The calculator walks you through 8 simple input fields:
1. Your Percentage of Fault
Vermont uses a modified comparative fault system. You can only recover damages if you are 50% or less at fault. If you’re 51% or more? You get $0.
Pro Tip: Be honest. Overestimating your share might lower your result unnecessarily.
2. Medical Expenses
Include past and future treatment costs. Think hospital bills, therapy, surgery, prescriptions — anything tied to your injury.
3. Lost Wages
If your injury kept you out of work — or may affect your ability to work in the future — include that here.
4. Property Damage
Did your car or personal property get damaged in the accident? Add the repair or replacement costs.
5. Injury Severity
This affects non-economic damages, like pain, trauma, and long-term recovery:
- Minor (1.5x multiplier): Bruises, cuts
- Moderate (3x): Broken bones, sprains
- Severe (4.5x): PTSD, nerve damage, disability
The more serious the injury, the higher the non-economic damages.
6. Insurance Policy Limit (Optional)
If the at-fault party’s insurance has a cap, your settlement may be limited. The calculator accounts for this.
7. Attorney Fees
Select whether you’re:
- Represented before litigation (33.3%)
- Represented after litigation begins (40%)
- No attorney (0%)
This amount is automatically deducted from your total.
8. Case Costs & Medical Liens
If you owe medical providers or need to repay lawsuit-related expenses, include it here. The calculator subtracts this from your final recovery.
What You’ll See in the Results
After you hit “Calculate”, the tool shows:
Total Estimated Settlement
What the insurance company may pay out (adjusted for fault, severity, and policy caps).
Economic vs. Non-Economic Damages
Split clearly so you understand how much is based on bills vs. pain & suffering.
Attorney Fees and Case Costs
Shown as deductions, so you’re not left guessing.
Your Estimated Net Recovery
This is what actually ends up in your pocket. No surprises.
If You’re Over 50% At Fault
The calculator warns you and gives a $0 estimate. It follows the law — no sugarcoating.
Why This Calculator Matters
People often guess at what a personal injury case is worth. That leads to unrealistic expectations, missed settlements, or bad legal decisions.
This tool:
- Gives you a realistic estimate before talking to a lawyer
- Helps you understand how fault affects compensation
- Explains how attorney fees and liens reduce your payout
- Lets you test “what-if” scenarios easily
Vermont’s 51% Fault Rule: Know It or Lose It
Vermont follows a modified comparative fault rule with a 51% bar. That means:
- If you’re 50% or less at fault, you can recover damages (reduced by your % of fault)
- If you’re 51% or more at fault, you recover nothing
The calculator automatically applies this to your results.
Legal Disclaimer
This is a general estimate tool for informational use only. It’s not legal advice. Every case is unique, and only a qualified Vermont personal injury attorney can give you personalized legal guidance.