Maine Personal Injury Settlement Calculator

What Is the Maine Personal Injury Settlement Calculator?

The Maine Personal Injury Settlement Calculator is an online tool designed to estimate your potential settlement amount after an accident.

It factors in your:

• Medical bills
• Lost wages
• Property damage
• Pain and suffering (based on injury severity)
• Your share of fault in the accident
• Attorney’s fees and case costs

The goal is to give you a realistic estimate of what you could recover after all reductions and fees.

You can find the calculator embedded on legal resource pages or law firm websites in Maine — it looks professional, clean, and runs a live calculation using JavaScript.

How It Works: Step-by-Step Breakdown

Let’s walk through the calculator’s logic in simple terms.

1. Enter Your Percentage of Fault (0–49%)

Maine uses a modified comparative fault rule (known as the “50% bar rule”).

• If you’re less than 50% at fault, you can still recover damages.
• If you’re 50% or more at fault, you recover nothing.

Example:
If you were 20% at fault and your total damages were $100,000, your settlement would be reduced by 20%, leaving $80,000.

The calculator automatically adjusts this reduction.

2. Add Your Economic Damages

These are the financial losses caused by your injury:

• Medical Expenses – hospital bills, rehab, prescriptions, and future care.
• Lost Wages – time missed from work, plus loss of future earning ability.
• Property Damage – for example, car repair or replacement costs.

These numbers form your economic base value.

3. Select Your Injury Severity

Pain and suffering are not easy to measure, so the calculator applies a multiplier based on injury severity:

Your non-economic damages (pain, suffering, emotional distress) are calculated as:

(Medical Expenses + Lost Wages) × Severity Multiplier

4. Apply Insurance Policy Limits (Optional)

If the at-fault driver’s insurance caps out at a certain amount (say $100,000), that’s the maximum you can recover from their insurer — even if your total damages are higher.

The calculator factors this in automatically if you provide the policy limit.

5. Subtract Attorney Fees and Case Costs

Most Maine personal injury lawyers work on a contingency fee — meaning they only get paid if you win.

The calculator allows you to choose from:

• 33.3% (standard before filing a lawsuit)
• 40% (after litigation begins)
• 0% (if you’re representing yourself)

You can also include case costs like expert fees or medical liens that must be repaid from your settlement.

Your net recovery (the amount you actually keep) is calculated after these deductions.

Example Calculation

Let’s say you enter:

• Fault: 10%
• Medical expenses: $15,000
• Lost wages: $5,000
• Property damage: $8,000
• Severity: Moderate (×3.0)
• Policy limit: $100,000
• Attorney fee: 33.3%
• Case costs: $2,500

Here’s how it breaks down:

Why It Matters

Accident victims often overestimate or underestimate their case value. This tool helps bring clarity and confidence to your next step.

It doesn’t give a guaranteed number — no calculator can — but it does reflect the same principles lawyers and insurance adjusters use when estimating settlements.

For many Mainers, that knowledge can mean the difference between accepting a lowball offer or negotiating for a fair one.

Key Legal Notes About Maine Personal Injury Law

• 50% Bar Rule: If you’re 50% or more at fault, you recover $0.
• Statute of Limitations: You have 6 years from the date of the accident to file most personal injury claims in Maine (though certain exceptions apply).
• No Damage Caps: Maine generally does not cap personal injury damages (unlike many states).

Still, only a licensed Maine attorney can analyze your case in full detail and handle negotiations with insurers.