Education Tax Credit Optimizer Taxpayer Info Filing Status Single / Head of HouseholdMarried Filing JointlyMarried Filing Separately (Ineligible) Modified AGI ($) Combined income for both spouses if filing jointly. Student & Expenses Qualified Expenses ($) Tuition, fees, & required course materials (books). Eligibility Checklist Pursuing a degree/certificate? Enrolled at least half-time? In first 4 years ...
Recovery Rebate Credit Calculator Step 1: Select Tax Year Which Return are you filing/amending? 2020 Return (EIP 1 & 2)2021 Return (EIP 3) Step 2: Household Info (For That Year) Filing Status Single / MFSHead of HouseholdMarried Filing Jointly Adjusted Gross Income (AGI) Qualified Dependents (Under 17) For 2020: Under 17. For 2021: Any dependent. ...
Public Housing Rent Estimator Household Income Annual Gross Income ($) Wages, SS, SSI, Pensions (Before tax). Head of Household Status General FamilyElderly (62+) or Disabled Affects medical deductions & allowances. Allowances & Deductions Number of Dependents Children
Retirement Cost of Living Estimator Timeline & Inflation Years Until Retirement General Inflation (%) Avg cost of living increase (Hist ~3%). Healthcare Inflation (%) Medical costs rise faster than avg (Hist ~5%). Monthly Expense Budget (Today’s Dollars) Essential Living ($) Housing, Food, Utilities, Transport. Discretionary ($) Travel, Hobbies, Dining Out. Healthcare / Insurance ($) Medicare ...
Retirement Purchasing Power Calculator Timeline Years Until Retirement Estimated Annual Inflation (%) Historical average is ~3%. Income & Needs Annual Income Needed (Today’s Value) What it costs to live your desired lifestyle today. Projected Fixed Income (Nominal) Future pension/annuity that does not increase with inflation. Calculate Impact Reset Inflation Reality Check Income Needed in Future ...
Longevity Risk & Survival Calculator Demographics Current Age Gender (SSA Table) MaleFemale Health Status AverageExcellent (Adds ~3 yrs)Poor (Subtracts ~3 yrs) Adjusts mortality curve. Financials Total Savings ($) Annual Net Spend ($) Expenses minus Guaranteed Income (SS/Pension). Investment Return (%) Inflation Rate (%) Analyze Risk Reset Risk Assessment Longevity Risk Level Money Runs Out At ...
Retirement Income Gap Calculator Current Age Retirement Age Current Savings ($) 401k, IRA, Brokerage. Monthly Savings ($) Monthly Spending Need (Today’s $) Estimated monthly expenses in retirement. Guaranteed Monthly Income (Future $) Social Security + Pension estimates. Assumptions & Tax Status Filing Status (2026 Brackets) Single ($16,100 Std Ded)Married Joint ($32,200 Std Ded) Safe Withdrawal ...
RMD Calculator (SECURE 2.0) Account Balance (Dec 31 of Prior Year) Total value of all traditional IRAs/401(k)s. Date of Birth Distribution Year 20242025202620272028 Beneficiary Type Standard (Most People)Spouse > 10 Years Younger Standard uses Uniform Lifetime Table. Calculate RMD Reset Distribution Details RMD Status Required Minimum Distribution $0.00 Calculation Factor (Divisor) 0 IRS Uniform Lifetime ...
GPO Calculator (Spousal Benefits) Monthly Government Pension ($) From non-covered employment (no SS tax paid). Social Security Spousal/Survivor Benefit ($) The benefit you would receive based on your spouse’s record. Calculate Offset Reset Estimated Benefit Impact GPO Reduction Amount (2/3 Rule) -$0 Two-thirds of your government pension Net Social Security Payment $0 Calculation Breakdown Gov ...
WEP Calculator (2026 Standards) Standard Social Security Benefit (PIA) Your Full Retirement Benefit (before WEP is applied). Monthly Non-Covered Pension Gross monthly pension from work where you didn’t pay SS tax. Years of Substantial Earnings (YSE) 20 or fewer Years21 Years22 Years23 Years24 Years25 Years26 Years27 Years28 Years29 Years30 or more Years (Exempt) Years you ...