Articles for category: Calculators

March 12, 2026

FEMA Individual Assistance Estimator

FEMA Individual Assistance Estimator Disaster Type FloodHurricaneTornadoEarthquakeWildfireWinter StormOther Major Disaster Home Damage Level No DamageMinor Damage (≤25%)Moderate Damage (≤50%)Major Damage (≤75%)Destroyed (100%) Home Value ($) Personal Property Loss ($) Displaced from Home? NoYes – Needing Temporary HousingYes – Needing Extended Housing Temporary Housing Costs ($/month) Months of Temporary Housing Needed Disaster-Related Medical Expenses ($) Disaster-Related ...

March 12, 2026

Neal Caffrey

Calculators

SBA 504 Loan Calculator

SBA 504 Loan Calculator Total Project Cost ($) Project Type Real EstateEquipmentReal Estate + Equipment First Mortgage Percentage (%) First Mortgage Interest Rate (%) First Mortgage Term (Years) SBA 504 Percentage (%) SBA 504 Term (Years) 10 Years20 Years Borrower Contribution Percentage (%) Business Type For-Profit BusinessNon-Profit OrganizationPublic Entity Business Size (Employees) Industry ManufacturingWholesale TradeRetail ...

March 12, 2026

Neal Caffrey

Calculators

Disaster Loan Repayment Calculator

Disaster Loan Repayment Calculator Disaster Loan Type COVID-19 EIDL (Economic Injury)Natural Disaster EIDLSBA Home Disaster LoanSBA Business Physical DisasterSBA Mitigation Assistance Entity Type Small Business (For-Profit)Private Non-Profit OrganizationAgricultural EnterpriseHomeownerRenter Loan Amount ($) Warning: Amount exceeds typical limits for this loan type Interest Rate (%) Loan Term (Years) 10 Years15 Years20 Years30 Years (Maximum) Loan Origination ...

March 12, 2026

Neal Caffrey

Calculators

Value-Added Producer Grant Match Calculator

Value-Added Producer Grant Match Calculator Grant Type Planning GrantWorking Capital Grant Total Project Costs ($) Equipment Costs ($) Processing Costs ($) Marketing Costs ($) Business Plan Costs ($) Feasibility Study Costs ($) Other Eligible Costs ($) Available Matching Funds ($) Matching Fund Sources CashEquipmentReal EstateIn-kind ContributionsCombination Project Timeline (Months) Priority Area NoneBeginning Farmer/RancherSocially Disadvantaged FarmerVeteran ...

March 11, 2026

Neal Caffrey

Calculators

USDA REAP Grant Calculator

USDA REAP Benefit Estimator Project Category Renewable Energy System (RES)Energy Efficiency Improvement (EEI) Total Eligible Project Cost ($) Estimate Funding Reset Estimated Max Funding Potential Maximum Potential Grant (Up to 50%) $0.00 Potential Loan Guarantee (Remaining 25%) $0.00 REAP is highly competitive. Estimations represent statutory maximums. To qualify, you must be a rural small business ...

March 11, 2026

Neal Caffrey

Calculators

Section 179 Tax Deduction Calculator

Section 179 Tax Deduction Calculator Cost of Equipment ($) Business Use Percentage (%) Total Equipment Purchases This Year ($) Tax Year 2023202220212020 Federal Tax Bracket (%) 10%12%22%24%32%35%37% Equipment Type Tangible Personal PropertyComputers & SoftwareBusiness VehiclesOffice FurnitureQualified Improvement PropertyNonresidential Real PropertyResidential Real Property Bonus Depreciation Election 100% (2023)80% (2024)60% (2025)40% (2026)20% (2027)0% (2028+) Special Depreciation Election ...

March 11, 2026

Neal Caffrey

Calculators

Work Opportunity Tax Credit Calculator

Work Opportunity Tax Credit Calculator Business Type For-profit BusinessTax-exempt Organization Target Group 1: Qualified IV-A Recipient (TANF) NoneLong-term TANF recipient (18+ months)Short-term TANF recipient (at least 18 months) Number of Employees (Group 1) Average Wages ($/year) Average Hours Worked Target Group 2: Qualified Veteran NoneDisabled veteran (service-connected disability)Unemployed veteran (6+ months)Unemployed veteran (4-6 months)Other veteran ...

March 11, 2026

Neal Caffrey

Calculators

Employee Retention Credit Estimator

Employee Retention Credit Estimator Business Size Small Business (≤100 employees in 2020)Large Business (>100 employees in 2020)Small Business (≤500 employees in 2021)Large Business (>500 employees in 2021) Primary Eligibility Reason Decline in Gross Receipts (2020)Decline in Gross Receipts (2021)Full/Partial Suspension of OperationsRecovery Startup Business (2021 Q3-Q4) Q3 2020 Qualified Wages ($) Q3 2020 Employees Q4 ...

March 11, 2026

Neal Caffrey

Calculators

Minority Business Enterprise Certification Calculator

Minority Business Enterprise Certification Calculator Business Structure Sole ProprietorshipPartnershipLLCS CorporationC Corporation Minority Ownership Percentage (%) Minority Control of Operations (%) Minority Management Control (%) Minority Classification African AmericanHispanic AmericanAsian-Indian AmericanAsian-Pacific AmericanNative AmericanMultiple Minority Groups Years in Business Number of Employees Annual Revenue ($) Industry ConstructionProfessional ServicesManufacturingTechnologyRetailTransportationHealthcareOther Certification Type Federal 8(a) ProgramFederal MBEState CertificationPrivate CertificationMultiple Certifications ...

March 10, 2026

Neal Caffrey

Calculators

Concurrent Retirement and Disability Pay Calculator

Concurrent Retirement and Disability Pay (CRDP) Calculator Retirement Type 20+ Years Active Service (Regular)Chapter 61 (Medical/Disability Retirement)TERA (15-19 Years Early Retirement)Reserve/National Guard (Age 60)Temporary Disability Retirement List (TDRL) Years of Active Service TERA Retirement Date Retirement Date (or Expected Date) Retirement System High-3 (Legacy)Blended Retirement System (BRS)CSB/REDUX (Career Status Bonus) Retired Grade/Rank E-1E-2E-3E-4E-5E-6E-7E-8E-9W-1W-2W-3W-4W-5O-1EO-2EO-3EO-1O-2O-3O-4O-5O-6O-7O-8O-9O-10 High-36 Average ...