Articles for category: Calculators

February 19, 2026

Weatherization Assistance Program Estimator Calculator

Weatherization Assistance Program (WAP) Estimator State AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWest VirginiaWisconsinWyoming Household Size (Number of People) Include yourself and all dependents. Total Annual Household Income ($) Gross income from all sources for all household members. Participant Category General PublicElderly (60+ years)Person with DisabilitiesFamily with a Child Primary Heating Fuel ...

February 19, 2026

Neal Caffrey

Calculators

Insulation Grant Value Calculator

Insulation Grant & Rebate Estimator Project Timeline & Eligibility Year Installed / Placed in Service 2026 (Current Year)2025 (Filing Prior Year Taxes) Determines tax credit eligibility. Annual Household Income ($) Combined gross income for all earners. Local Area Median Income (AMI) ($) Check your county’s HUD AMI limits. Project Costs (Separate Carefully) Cost of Materials ...

February 19, 2026

Neal Caffrey

Calculators

HEEHRA Rebate Calculator

HEEHRA Rebate Calculator State/Territory AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingDistrict of Columbia Household Size 1 Person2 People3 People4 People5 People6 People7 People8+ People Annual Household Income Located in Rural Area NoYes (+20% rebate cap) Heat Pump (Space Conditioning) NoneDucted Air-Source ($4,500)Ductless Mini-Split ($5,500)Geothermal ($22,000) Heat Pump Water Heater NoneStandard ($2,800)Premium ...

February 19, 2026

Neal Caffrey

Calculators

Heat Pump Rebate Calculator

Heat Pump Rebate Calculator State/Territory AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingDistrict of Columbia Household Size 1 Person2 People3 People4 People5 People6 People7 People8+ People Annual Household Income Current Heating Fuel Type Electric ResistanceNatural GasPropaneHeating OilWood/CoalNo Current Heating Heat Pump Type NoneAir-Source Standard ($4,500)Cold Climate Air-Source ($6,500)Ductless Mini-Split ($5,500)Geothermal/Ground-Source ($22,000) Heat ...

February 19, 2026

Neal Caffrey

Calculators

Inflation Reduction Act Home Energy Calculator

Inflation Reduction Act Home Energy Calculator Filing Status SingleMarried Filing JointlyHead of Household Modified Adjusted Gross Income (MAGI) Area Median Income (AMI) Percentage Under 80% AMI (Full Rebates)80% to 150% AMI (50% Rebates)Over 150% AMI (Tax Credits Only) Heat Pump Installation NoneAir-Source Heat Pump ($5,000)Geothermal Heat Pump ($15,000) Heat Pump Water Heater NoneStandard ($3,000)Premium ($4,500) ...

February 18, 2026

Neal Caffrey

Calculators

Home Energy Rebate Calculator

Home Energy Rebate & Tax Credit Calculator Eligibility (Income vs. AMI) Household Income ($) Annual gross income for all earners. Area Median Income (AMI) ($) Enter the Median Income for your county/size. Project Costs (Leave blank if not doing) Heat Pump (HVAC) Heat Pump Water Heater Electric Panel Upgrade Electric Wiring Electric Stove/Cooktop Insulation & ...

February 18, 2026

Neal Caffrey

Calculators

USDA Income Limit Calculator

USDA Adjusted Income Calculator Household Details Number of Adults (18+) Count everyone living in the home. Number of Children (Under 18) Or full-time students aged 18+. Total Annual Household Income ($) Include income from ALL adult members. County Income Limit ($) Base limit is ~$110,650 (1-4 people) in most areas. Eligible Deductions Annual Childcare Expenses ...

February 18, 2026

Neal Caffrey

Calculators

VA Residual Income Calculator

VA Residual Income Calculator Household & Location VA Region NortheastMidwestSouthWest Select your geographic region. Family Size Count borrower(s) + dependents. Home Square Footage Used to estimate utility/maintenance costs. Loan Amount ($) If >$80k, standard limits apply. Income (Monthly) Gross Monthly Income ($) Federal/State Taxes ($) Check your paystub for withholding. Social Security Tax ($) Usually ...

February 18, 2026

Neal Caffrey

Calculators

FHA Debt-to-Income Ratio Calculator

FHA Debt-to-Income (DTI) Ratio Calculator Combined Gross Monthly Income ($) This is your total pre-tax income from all sources for all borrowers on the loan. Proposed Monthly Housing Payment (PITI) Enter the amounts for each component of your housing payment. The calculator will sum them. Total Other Monthly Debt Payments ($) Include all recurring monthly ...

February 18, 2026

Neal Caffrey

Calculators

HUD Area Median Income Calculator

HUD Area Median Income Calculator Metropolitan Statistical Area (MSA) National Standard (Non-MSA)San Francisco-Oakland, CANew York-Newark, NY-NJBoston-Cambridge, MASeattle-Tacoma, WAWashington-Arlington, DC-VALos Angeles-Long Beach, CADenver-Aurora, COAustin-Round Rock, TXAtlanta-Sandy Springs, GAPhoenix-Mesa, AZDetroit-Warren, MIRural MidwestRural SouthRural Appalachia Household Size 1 Person2 People3 People4 People5 People6 People7 People8 People Annual Household Income Program Type Public Housing / Housing Choice VoucherLow-Income Housing ...