Wisconsin Personal Injury Settlement Calculator

What Is the Wisconsin Personal Injury Settlement Calculator?

The Wisconsin Personal Injury Settlement Calculator is an interactive online tool that estimates how much money you might recover after an accident. It factors in:

• Medical bills (past and future)
• Lost wages
• Property damage
• Pain and suffering (non-economic damages)
• Percentage of fault
• Attorney fees
• Case costs
• Insurance policy limits

It uses actual Wisconsin personal injury laws — including the modified comparative fault rule — to give you a more accurate picture of what your case could settle for.

Why It Matters: Wisconsin’s 51% Bar Rule

Before we get into how the calculator works, here’s a key point: Wisconsin follows a “modified comparative fault” system. That means:

• If you’re 50% or less at fault, you can still recover damages (but they’ll be reduced).
• If you’re 51% or more at fault, you get nothing.

The calculator applies this rule automatically. If you’re over the threshold, it’ll tell you upfront — no sugarcoating.

How the Calculator Works (Breakdown by Field)

Here’s what you enter and what it means:

1. Your Estimated Percentage of Fault

This is how much blame you share for the accident. The lower your fault, the higher your potential settlement.

Tip: If you’re unsure, estimate conservatively.

2. Medical Expenses

Include all past and future medical costs related to your injury. This is a major chunk of your economic damages.

3. Lost Wages

Enter any income you lost (or expect to lose) due to the injury. This includes:

• Missed work
• Reduced earning capacity

4. Property Damage

Think vehicle repairs, broken devices, or damaged belongings.

5. Injury & Recovery Severity

This controls how much you’ll get for pain and suffering:

• Minor (1.5x multiplier): Cuts, bruises, soft tissue injuries
• Moderate (3.0x): Fractures, longer recovery times
• Severe (4.5x): Organ damage, PTSD, chronic pain

The calculator uses your economic damages and multiplies them by the selected severity level to estimate non-economic damages.

6. Insurance Policy Limit (Optional)

Even if your case is worth more, your recovery might be capped by the at-fault party’s insurance policy. If you know the limit, enter it here.

7. Attorney’s Fee Percentage

Typical attorney fees are:

• 33.3% for pre-litigation cases
• 40% once litigation begins
• 0% if you’re going it alone (not recommended)

This lets the calculator figure out your net recovery — the amount you keep after legal fees.

8. Case Costs & Medical Liens

These are out-of-pocket costs (like expert witnesses or court filing fees) and any money you’ll have to repay (like medical liens).

How the Estimate Is Calculated

Here’s the simple math under the hood:

Step 1: Add up your economic damages
(Medical + Wages + Property)

Step 2: Multiply (Medical + Wages) by the severity multiplier
→ This gives non-economic damages

Step 3: Add both together for a total value

Step 4: Reduce the total by your percentage of fault

Step 5: If applicable, cap it at the insurance policy limit

Step 6: Subtract attorney fees and case costs for your net recovery

Example: Real Numbers, Real Results

Let’s say:

• Fault: 20%
• Medical Expenses: $20,000
• Lost Wages: $5,000
• Property Damage: $5,000
• Injury Severity: Moderate (3.0x)
• Attorney Fees: 33.3%
• Case Costs: $2,500
• Policy Limit: $100,000

Result:

• Economic Damages = $30,000
• Non-Economic = ($20,000 + $5,000) x 3.0 = $75,000
• Total = $105,000
• Minus 20% fault = $84,000
• Minus Attorney Fees (33.3%) = ~$28,000
• Minus Case Costs = $2,500
• Net Recovery = ~$53,500

What This Calculator Is and Isn’t

Always talk to a Wisconsin personal injury attorney for case-specific advice. This calculator is a starting point, not a final answer.

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