Rhode Island Personal Injury Settlement Calculator
Estimated Settlement & Recovery
Non-Economic Damages: $0.00
What Is the Rhode Island Personal Injury Settlement Calculator?
The Rhode Island Personal Injury Settlement Calculator is an interactive online tool that estimates the value of a personal injury claim based on several key factors:
- Medical expenses
- Lost wages
- Property damage
- Severity of injury
- Fault percentage
- Attorney’s fees
- Case costs and liens
It applies Rhode Island’s pure comparative fault law to give a realistic settlement estimate—meaning your compensation is reduced based on how much of the accident was your fault.
Why Use a Calculator Like This?
Injury cases can get complicated. Insurance adjusters may offer lowball settlements. Lawyers might give ballpark numbers. This calculator gives you a rough, unbiased estimate before you sign anything.
It helps you:
- Understand what your claim could be worth
- Make informed decisions about hiring an attorney
- Negotiate with confidence
- Avoid being taken advantage of
Best of all? You don’t need to be a lawyer to use it.
How the Calculator Works (Explained Simply)
The calculator uses a combination of economic and non-economic damages to estimate your total claim value.
1. Economic Damages
These are direct, out-of-pocket costs:
- Medical expenses (past and future)
- Lost wages
- Property damage
You input these as dollar amounts.
2. Non-Economic Damages
These cover pain, suffering, and trauma. They’re calculated by multiplying your economic damages by a severity factor:
- Minor injuries = 1.5x
- Moderate injuries = 3.0x
- Severe injuries = 4.5x
This multiplier reflects how much pain and disruption the injury caused.
3. Your Share of Fault
Rhode Island follows pure comparative fault rules. Even if you were partially responsible, you can still recover damages—just reduced by your percentage of fault.
Example:
- Total value: $100,000
- You’re 20% at fault
- Your adjusted settlement = $80,000
4. Policy Limits (Optional)
If the at-fault party’s insurance coverage maxes out at a certain amount (say $50,000), your settlement can’t exceed that, no matter how high the damages.
5. Attorney’s Fees and Case Costs
Most personal injury lawyers charge:
- 33.3% if settled before litigation
- 40% if it goes to trial
You can also enter optional case costs (like medical liens or court filing fees). The calculator subtracts all of this to show your net recovery—what you actually keep.
Example Scenario
Let’s say:
- Medical bills: $20,000
- Lost wages: $10,000
- Property damage: $5,000
- Severity: Moderate (3.0x multiplier)
- You’re 10% at fault
- Attorney fee: 33.3%
- Case costs: $2,500
Breakdown:
- Economic damages = $35,000
- Non-economic = ($20,000 + $10,000) × 3.0 = $90,000
- Total before reductions = $125,000
- Fault reduction (10%) = -$12,500
- Adjusted settlement = $112,500
- Attorney fee = -$37,462
- Case costs = -$2,500
- Net recovery = $72,538
Now you see how it all comes together.
Who Should Use This Calculator?
- Car accident victims
- Slip and fall injuries
- Workplace injury claims
- Dog bite injuries
- Any personal injury case in Rhode Island
Whether you’re just starting out or already in the claims process, this calculator gives you clarity.
Important Note on Accuracy
This tool is a rough estimate, not a legal guarantee. Every case has unique elements—such as evidence strength, negotiation skill, and medical complexity. For accurate legal advice, talk to a licensed Rhode Island personal injury lawyer.
Legal Background: Rhode Island’s Comparative Fault Rule
Rhode Island uses a pure comparative negligence system. That means:
- You can still recover money even if you were 99% at fault
- Your settlement will just be reduced by your fault percentage
This makes Rhode Island one of the most claimant-friendly states for personal injury.