Mississippi Personal Injury Settlement Calculator

What the Mississippi Personal Injury Settlement Calculator Does

This calculator is an interactive estimator that helps injury victims understand the potential settlement value of their personal injury case.

By entering details like:

• Medical expenses (past and future)
• Lost wages
• Property damage
• Severity of injury
• Your share of fault
• Insurance policy limits
• Attorney’s fee percentage

…the calculator estimates your total damages, applies Mississippi’s comparative fault rule, and even subtracts typical attorney’s fees and costs to show your estimated net recovery.

The goal isn’t to replace an attorney — it’s to give you a transparent, educational look at how compensation is usually calculated in Mississippi.

How It Works: The Formula Behind the Estimate

Let’s break down what’s happening behind the scenes in plain English.

1. Economic Damages
   These are your out-of-pocket losses — medical expenses, lost wages, and property damage.
   Example:
   • Medical: $15,000
   • Lost wages: $5,000
   • Property damage: $8,000
     → Economic Damages = $28,000
2. Non-Economic Damages
   These cover pain, suffering, and emotional distress.
   The calculator multiplies your medical and wage losses by an injury severity multiplier:
   • Minor injury → 1.5×
   • Moderate injury → 3.0×
   • Severe injury → 4.5×
   Example:
   $20,000 × 3.0 = $60,000 Non-Economic Damages Note: Mississippi law caps non-economic damages at $1,000,000.
3. Fault Reduction
   Mississippi follows a pure comparative fault system.
   If you were partly at fault, your compensation is reduced by that percentage.
   Example:
   • You’re 10% at fault → your settlement is reduced by 10%.
4. Insurance Policy Limit
   If the at-fault driver’s insurance policy limit is lower than your calculated amount, your payout can’t exceed that limit.
5. Attorney’s Fee & Costs
   Most Mississippi injury lawyers work on a contingency fee — usually 33.3% before litigation or 40% after litigation begins.
   The calculator also subtracts case costs or medical liens so you can see your net recovery (what you might actually receive).

Example Calculation

Let’s run a quick sample case:

Step 1:
Economic = $28,000
Non-Economic = $20,000 × 3 = $60,000
Total = $88,000

Step 2:
Reduce by 10% fault → $79,200

Step 3:
Attorney Fee (33.3%) = $26,376
Minus Costs ($2,500)

Estimated Net Recovery: $50,324

The calculator handles all of this instantly and shows you the results with a detailed breakdown — no math needed.

Mississippi Laws That Affect Your Settlement

1. Comparative Fault Rule

Mississippi uses a pure comparative fault system.
You can recover damages even if you were 99% at fault, but your payout is reduced accordingly.

Example:
If your damages are $100,000 and you were 25% at fault, you can still recover $75,000.

2. Damage Caps

Mississippi limits non-economic damages (pain and suffering) in most personal injury cases to $1 million.
There’s no cap on economic damages like medical bills or lost wages.

3. Policy Limits

Even if your damages exceed $1 million, your actual recovery may be capped by the at-fault party’s insurance coverage.

Why You Still Need a Mississippi Personal Injury Lawyer

The calculator gives a useful starting point, but real cases can get complex.
An attorney can:

• Gather proof of your damages
• Negotiate with insurance companies
• Handle medical liens and settlements
• File a lawsuit if needed

Your lawyer can also uncover additional sources of compensation, such as multiple insurance policies, uninsured motorist coverage, or employer liability.