Kansas Personal Injury Settlement Calculator

What the Kansas Personal Injury Settlement Calculator Does

This free online calculator helps injury victims estimate a potential settlement value based on common financial and legal factors. It combines economic damages (like medical bills or lost income) and non-economic damages (like pain, suffering, and emotional distress).

You simply enter details such as:

• Your percentage of fault (if any)
• Medical expenses (past and future)
• Lost wages
• Property damage
• Injury severity
• Attorney fees
• Insurance limits and case costs

Once you hit Calculate, it provides:
Total estimated settlement value
Breakdown of economic and non-economic damages
Adjustments for fault, policy limits, and legal fees
Final net recovery (what might actually end up in your pocket)

How the Calculator Works (In Plain English)

Let’s break it down step by step — no legal jargon, just clear math.

1. Add Up Your Economic Damages

These are the hard numbers — your medical bills, lost wages, and property damage.
Example:

• Medical: $15,000
• Lost wages: $5,000
• Property: $8,000
  Total Economic Damages: $28,000

2. Estimate Non-Economic Damages

Pain and suffering are tougher to measure. That’s where the injury severity multiplier comes in:

• Minor injuries: 1.5x
• Moderate injuries: 3.0x
• Severe injuries: 4.5x

Example: if your medical bills + lost wages total $20,000 and your injuries are moderate, your non-economic damages are:
$20,000 × 3.0 = $60,000

Kansas caps non-economic damages at $350,000 — no matter how serious your injuries.

3. Adjust for Fault

Kansas uses a modified comparative fault rule (50% bar rule).
If you’re 49% or less at fault, your damages are reduced by that percentage.
If you’re 50% or more at fault, you get nothing.

Example:
If your total damages are $100,000 but you were 20% at fault, your recovery drops to $80,000.

4. Apply Insurance Policy Limits

If the at-fault driver’s insurance only covers $100,000, that’s the maximum you can recover, even if your damages are higher.

5. Deduct Attorney Fees and Case Costs

Most Kansas injury lawyers charge 33.3% before litigation or 40% after litigation begins.
Then subtract any case costs or medical liens.

Example:
If your adjusted settlement is $80,000 and you have a 33.3% attorney fee ($26,640) and $2,500 in costs:
$80,000 – $26,640 – $2,500 = $50,860 Net Recovery

That’s what you could actually walk away with.

Why Comparative Fault Matters in Kansas

Kansas law follows a “modified comparative fault” system.

• If you are 50% or more at fault, you cannot recover anything.
• If you are 49% or less at fault, your payout is reduced by your percentage of fault.

This makes the “Your Estimated Percentage of Fault” field in the calculator crucial. Even a small change here can shift your final estimate by thousands.

Why Policy Limits and Damage Caps Affect Your Claim

Even if your injuries are serious, insurance policy limits can restrict your recovery.
If the person who caused the crash has a $100,000 policy, you can’t collect $200,000 from that insurer — even if your damages are worth more.

Kansas also caps non-economic damages at $350,000, no matter the injury type. This includes pain, suffering, and mental anguish.

Example Kansas Injury Settlement Calculation

Let’s plug in an example:

Step-by-step:

1. Economic damages = $35,000
2. Non-economic damages = ($20,000 + $10,000) × 3 = $90,000
3. Total = $125,000
4. Minus 10% fault = $112,500
5. Attorney fee (33.3%) = $37,425
6. Case costs = $2,000
   Net Recovery = $73,075

That’s your realistic take-home estimate.

Important Legal Disclaimer

This calculator gives a rough estimate only. It’s not legal advice.
Kansas law is complex, and your case could be worth more (or less) depending on unique details such as:

• Permanent disability
• Multiple defendants
• Punitive damages (in rare cases)
• Future treatment costs

To get a precise legal opinion, always speak with an experienced Kansas personal injury attorney.