Indiana Personal Injury Settlement Calculator

What Is the Indiana Personal Injury Settlement Calculator?

The Indiana Personal Injury Settlement Calculator is an interactive tool that estimates the potential value of your personal injury case. It factors in your medical costs, lost wages, property damage, injury severity, attorney fees, and even your percentage of fault.

Once you enter your details, it instantly calculates your estimated settlement amount and your net recovery — the amount you might actually take home after fees and costs.

This tool is especially useful for:

• Car accident victims
• Slip-and-fall injury cases
• Workplace injury claims
• Dog bite and premises liability cases

It helps you understand how different factors affect your claim value under Indiana’s modified comparative fault system.

How the Calculator Works (Simple Breakdown)

The calculator uses a step-by-step formula to estimate your potential settlement:

1. Enter Your Fault Percentage (0–50%)

Indiana follows a modified comparative fault rule, meaning:

• You can recover damages only if you are 50% or less at fault.
• If you’re 51% or more at fault, you get nothing.

So, if you’re partially at fault for an accident, the calculator reduces your compensation by that percentage.

Example:
If you’re 20% at fault and your total damages are $100,000, your recoverable amount becomes $80,000.

2. Input Your Economic Damages

These are your measurable financial losses:

• Medical Expenses (past and future)
• Lost Wages (past and future)
• Property Damage

The calculator adds these together to find your total economic damages.

3. Select Injury Severity

This part estimates your non-economic damages — pain, suffering, and emotional distress.
It uses a severity multiplier based on your injury type:

• Minor Injuries: 1.5× multiplier (cuts, bruises, sprains)
• Moderate Injuries: 3× multiplier (fractures, broken bones)
• Severe Injuries: 4.5× multiplier (organ damage, nerve damage, PTSD)

So if your economic damages total $20,000 and your injury is severe (4.5×), your non-economic damages would be about $90,000.

4. Add Policy Limits (Optional)

If you know the at-fault party’s insurance policy limit, enter it.
Your total settlement cannot exceed this limit — even if your damages are higher.
The calculator automatically caps your estimate at that number and shows a message like:

“Capped by policy limit of $100,000.”

5. Include Attorney Fees and Case Costs

You can also estimate attorney fees (usually 33.3% before litigation or 40% after it starts) and case costs or liens.
The calculator subtracts these from your gross settlement to give you your net recovery — the amount you may actually receive after all deductions.

Example Settlement Calculation

Let’s look at a realistic example:

Step-by-Step Result:

1. Economic Damages = $15,000 + $5,000 + $8,000 = $28,000
2. Non-Economic Damages = ($15,000 + $5,000) × 3 = $60,000
3. Total Before Reductions = $88,000
4. Less 10% Fault = $88,000 – $8,800 = $79,200
5. Attorney Fee (33.3%) = $26,373
6. Case Costs = $2,500
7. Net Recovery = $50,327

So, your estimated net recovery could be around $50,000.

Important Legal Context for Indiana

Indiana uses a modified comparative fault rule with a 51% bar, which means:

• If you are 50% or less at fault → you can recover damages (reduced by your fault percentage).
• If you are 51% or more at fault → you recover nothing.

There are no general caps on compensatory damages for most personal injury cases, though medical malpractice and claims against the government may have limits.

The calculator includes a built-in warning if you enter a fault percentage above 50%, clearly stating you’re ineligible for recovery.

Why This Calculator Matters

Personal injury cases can feel overwhelming — medical bills, lost income, and confusing legal language.
This calculator helps you make sense of it all. It lets you:

• Understand your case value range
• See how fault percentage impacts recovery
• Prepare for discussions with attorneys or insurers
• Avoid unrealistic expectations

It’s not a substitute for a lawyer, but it’s a powerful first step in understanding what your claim might be worth.

Key Features of the Indiana Personal Injury Settlement Calculator

• Instant results — no signup or email required
• Clean, user-friendly design
• Factors in fault, damages, and policy limits
• Includes attorney fees and case cost deductions
• Built-in Indiana-specific legal rules
• Transparent math and easy-to-read results

The result section even breaks down:

• Economic damages
• Non-economic damages
• Attorney’s fee
• Case costs
• Your final estimated net recovery

All displayed neatly with color-coded boxes for clarity.

Disclaimer

This calculator is for informational purposes only. It provides a rough estimate — not legal advice or a guarantee of results.
Every case is unique. Factors like long-term care needs, liability disputes, and insurance negotiations can significantly change the outcome.

Always consult a qualified Indiana personal injury attorney before accepting any settlement offer.

Try It Yourself

Use the Indiana Personal Injury Settlement Calculator below to get a free, quick estimate of your potential case value.
Enter your numbers, click “Calculate Estimate,” and see your results instantly — no legal jargon, no confusion.

[Use the Indiana Personal Injury Settlement Calculator Now]