Hawaii Personal Injury Settlement Calculator
Estimated Settlement & Recovery
Non-Economic Damages: $0.00
What Is the Hawaii Personal Injury Settlement Calculator?
The Hawaii Personal Injury Settlement Calculator is an interactive tool that estimates the value of a personal injury claim.
It considers:
- Medical expenses (past and future)
- Lost wages (past and future)
- Property damage
- The severity of your injuries
- Your share of fault (if any)
- The at-fault party’s insurance policy limits
- Attorney fees and case costs
By entering these details, you can instantly see an estimated settlement range and a breakdown of what your net recovery (the amount you actually take home) might be after legal fees and expenses.
How the Calculator Works (Step-by-Step)
Here’s how the calculator determines your estimated settlement:
1. Add Up Your Economic Damages
These are your measurable financial losses, including:
- Medical bills: doctor visits, hospital stays, therapy, medication.
- Lost wages: income you missed while recovering.
- Property damage: repair or replacement costs (e.g., your vehicle).
The calculator adds these up to find your economic damages total.
2. Estimate Non-Economic Damages (Pain and Suffering)
Non-economic damages compensate you for the physical pain, emotional distress, and reduced quality of life caused by your injuries.
The calculator uses a multiplier method, applying a factor based on how severe your injuries are:
| Severity | Example | Multiplier |
|---|---|---|
| Minor | Cuts, bruises | 1.5× |
| Moderate | Fractures, broken bones | 3.0× |
| Severe | Organ or nerve damage, PTSD | 4.5× |
So, if your medical bills and lost wages total $20,000 and your injury is moderate, the pain and suffering estimate would be:
$20,000 × 3.0 = $60,000.
3. Apply Hawaii’s Damage Cap
Under Hawaii law, non-economic damages (pain and suffering) are capped at $375,000 in most cases.
If your calculated non-economic damages exceed this amount, the calculator automatically limits it.
4. Adjust for Comparative Fault
Hawaii uses a modified comparative fault rule (51% bar).
That means:
- You can still recover damages if you’re 50% or less at fault.
- You can’t recover anything if you’re 51% or more at fault.
If you share part of the blame, your total settlement is reduced by your fault percentage.
For example:
- If you’re 20% at fault and your total damages are $100,000,
you’d recover $80,000 ($100,000 – 20%).
5. Check Insurance Policy Limits
If the at-fault driver’s insurance policy limit is lower than your calculated total, your recovery is capped at that amount.
For instance, if your damages total $150,000 but the at-fault party’s policy only covers $100,000, your settlement can’t exceed $100,000 — unless you pursue the defendant personally.
6. Subtract Attorney Fees and Case Costs
Personal injury attorneys in Hawaii typically charge:
- 33.3% (before litigation), or
- 40% (after a lawsuit begins).
The calculator automatically deducts this fee, plus any case costs or medical liens, to show your net recovery — the amount you actually keep.
Example Calculation
Let’s walk through a sample estimate:
| Input | Amount |
|---|---|
| Medical Expenses | $20,000 |
| Lost Wages | $10,000 |
| Property Damage | $5,000 |
| Severity | Moderate (3×) |
| Fault | 20% |
| Policy Limit | $150,000 |
| Attorney Fee | 33.3% |
| Case Costs | $3,000 |
Result Breakdown
- Economic damages: $35,000
- Non-economic damages: $90,000 (3× multiplier)
- Total damages: $125,000
- Minus 20% fault: −$25,000
- Final settlement: $100,000
- Minus attorney fee (33.3%): −$33,300
- Minus case costs: −$3,000
Net Recovery: $63,700
This example shows why understanding each factor matters — the numbers can change fast based on fault, legal fees, or insurance limits.
Why Hawaii’s Laws Matter
Hawaii has a few unique rules that affect personal injury settlements:
- Comparative Fault (51% Bar Rule):
If you’re more than 50% responsible, you recover nothing. - Non-Economic Damage Cap:
Pain and suffering is capped at $375,000 (with rare exceptions). - Policy Limit Constraints:
Most claims settle within the insurance policy limit, unless the defendant has personal assets.
Knowing these helps you set realistic expectations — and the calculator integrates them automatically.
The Disclaimer (And Why It’s Important)
The calculator is meant to inform, not advise.
It provides a rough estimate, not an official valuation.
Every case is unique — injuries, insurance, medical history, and legal representation all make a difference.
If your injuries are serious or your case involves multiple parties, always speak to a qualified Hawaii personal injury attorney before making any decisions.
Key Takeaways
- The calculator gives you a quick, realistic estimate of your possible settlement.
- Hawaii law reduces compensation if you share fault and caps pain and suffering damages.
- Always check policy limits — they can cap recovery even if your damages are higher.
- The net recovery is what you keep after attorney fees and costs.
- For accurate results, use the calculator as a starting point, not the final word.
Try the Hawaii Personal Injury Settlement Calculator
Ready to see what your case might be worth?
Use the Hawaii Personal Injury Settlement Calculator below to get an instant estimate of your potential settlement and net recovery — fast, simple, and free.
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