Utah Personal Injury Settlement Calculator
Estimated Settlement & Recovery
Non-Economic Damages: $0.00
What the Utah Settlement Calculator Does
The calculator uses key personal injury data points to produce an estimated total settlement, and more importantly, your potential net recovery after legal fees, case costs, and fault reduction.
It’s powered by a simple formula grounded in Utah law, especially Utah’s modified comparative fault rule.
Inputs You Provide (What You Need to Fill In)
To get an accurate estimate, the calculator needs a few key pieces of information:
| Field | Description |
|---|---|
| Your Fault % | How much of the accident was your responsibility (0-100)? Utah law bars recovery at 50% or more. |
| Medical Expenses | Total costs of past and future medical care. |
| Lost Wages | Missed income due to the injury, including potential future impact. |
| Property Damage | Vehicle repair, replacements, or other damaged belongings. |
| Injury Severity | Choose between Minor, Moderate, or Severe. This affects non-economic damages. |
| Policy Limit (Optional) | The insurance cap of the at-fault party. |
| Attorney Fee % | Standard ranges from 33.3% to 40%, or 0% if you’re handling the case yourself. |
| Case Costs & Liens | Any liens, medical bill repayments, or court-related fees you’re responsible for. |
How the Calculator Works
- Adds Up Economic Damages:
These are things with a price tag — medical bills, lost wages, and property damage. - Estimates Non-Economic Damages:
Based on injury severity, the tool multiplies medical + wage costs by a set factor (1.5 for minor injuries, 3.0 for moderate, 4.5 for severe). This covers pain, suffering, and emotional distress. - Applies Fault Reduction:
If you were partly at fault (say 20%), your total is reduced by that percentage. At 50% or more fault, you legally can’t recover in Utah. - Applies Policy Limits (If Any):
Your total recovery can’t go higher than the other driver’s insurance limit. - Subtracts Attorney Fees and Case Costs:
If you hired a lawyer, their fee (usually 33.3% to 40%) comes off the top. Case costs like liens or expert witnesses are also deducted. - Final Output = Your Net Recovery:
The number you care about: what you could actually take home.
Example Scenario
Let’s say:
- You were 20% at fault
- Medical bills: $20,000
- Lost wages: $10,000
- Property damage: $5,000
- Injury severity: Moderate
- Attorney fee: 33.3%
- No policy limit
Calculator result:
- Economic damages: $35,000
- Non-economic damages: ($30,000 x 3.0) = $90,000
- Total = $125,000
- 20% fault reduction = -$25,000
- Final settlement = $100,000
- Attorney fee = -$33,300
- Your net recovery = $66,700
Why Use This Calculator?
Fast, Transparent Estimates
It removes the mystery from the personal injury process.
Based on Utah Law
Specifically incorporates the 50% bar rule and comparative fault principles.
Helps You Talk to an Attorney
Come to consultations prepared with numbers in hand.
Ideal for Pre-Litigation Planning
Decide whether a settlement offer is fair — or if it’s time to fight back.
What Utah’s 50% Fault Bar Means for You
Utah uses a modified comparative fault system. You can only recover if you’re 49% or less responsible for the accident. If you hit 50% or more?
Your case is automatically disqualified.
The calculator has this rule baked in — if your fault % is too high, you’ll see a warning and a $0 recovery estimate.
Can I Skip the Attorney and Keep 100%?
You can, but proceed with caution.
While you can choose “0% attorney fee” in the calculator, remember:
- Insurance companies may lowball self-represented claimants.
- Legal issues like liens, liability disputes, or policy exclusions can be tricky.
- A good attorney may increase your recovery enough to outweigh their fee.
The calculator helps you compare both routes — with and without an attorney — using real numbers.
Important Disclaimer
This tool is not legal advice and doesn’t replace a real consultation. Every injury case is different. Factors like:
- Witness credibility
- Insurance bad faith
- Future medical complications
…can affect your final payout.
Always speak to a licensed Utah personal injury attorney for guidance tailored to your case.