Connecticut Personal Injury Settlement Calculator

What the Connecticut Settlement Calculator Does

This calculator uses a few basic inputs — such as your expenses, fault percentage, and injury severity — to project an estimated settlement amount.

It helps you understand:

• The total value of your claim (economic + non-economic damages)
• How Connecticut’s comparative fault rule might reduce your compensation
• The impact of attorney fees, case costs, and insurance policy limits
• Your net recovery, or how much money might end up in your pocket

How to Use the Calculator (Step-by-Step)

Here’s how the Connecticut Personal Injury Settlement Calculator works — in plain English:

1. Enter Your Percentage of Fault (0–50%)
   • Connecticut follows a modified comparative fault rule.
   • If you’re 51% or more at fault, you can’t recover damages.
   • If you’re 50% or less at fault, your recovery is reduced by that percentage.
   Example:
   If your total damages are $100,000 and you’re 20% at fault, you may recover $80,000.
2. Add Medical Expenses (Past & Future)
   Include hospital bills, surgeries, physical therapy, medication, and future care.
3. Add Lost Wages
   Input the total income you’ve lost from missed work, plus any expected future losses.
4. Add Property Damage
   If your vehicle or other property was damaged, include repair or replacement costs.
5. Select Injury Severity
   The calculator uses a multiplier to estimate pain and suffering (non-economic damages):
   • Minor injuries: 1.5× your economic damages
   • Moderate injuries: 3× your economic damages
   • Severe injuries: 4.5× your economic damages
   This multiplier helps estimate intangible losses like pain, trauma, or reduced quality of life.
6. Enter the At-Fault Party’s Insurance Policy Limit (Optional)
   If you know the insurance coverage cap, include it — your payout can’t exceed it.
7. Select Attorney Fee Percentage
   • 33.3% is standard before a lawsuit is filed
   • 40% is common if the case goes to litigation
   • 0% if you’re handling the case yourself
8. Add Case Costs or Liens (Optional)
   Include any expenses like filing fees, expert witness costs, or medical liens that need to be repaid.

Finally, hit Calculate Estimate to see your projected:

• Total Settlement Value
• Attorney Fees
• Case Costs
• Net Recovery

How the Calculator Estimates Your Settlement

Let’s break down the math behind the tool:

1. Economic Damages
→ Medical Bills + Lost Wages + Property Damage

2. Non-Economic Damages
→ (Medical Bills + Lost Wages) × Injury Severity Multiplier

3. Total Value
→ Economic + Non-Economic Damages

4. Reduction for Fault
→ Total × (Your % Fault ÷ 100)

5. Apply Policy Limit (if entered)
→ If your damages exceed the insurance policy limit, the calculator caps it.

6. Subtract Fees & Costs
→ Attorney’s Fee + Case Costs

The result: your estimated net recovery — what you might personally take home.

Example: Connecticut Car Accident Settlement Estimate

Let’s say you were rear-ended in Hartford.
You suffered a broken wrist and missed two months of work.

Step 1: Economic Damages
$20,000 + $8,000 + $5,000 = $33,000

Step 2: Non-Economic Damages
($20,000 + $8,000) × 3 = $84,000

Step 3: Total
$33,000 + $84,000 = $117,000

Step 4: Fault Reduction (10%)
$117,000 − $11,700 = $105,300

Step 5: Attorney Fee (33.3%)
$105,300 × 0.333 = $35,100

Step 6: Subtract Case Costs ($2,000)
$105,300 − $35,100 − $2,000 = $68,200

Estimated Net Recovery: $68,200

Understanding Connecticut’s 51% Comparative Fault Rule

Connecticut law follows a “51% bar rule.”
This means:

• If you’re less than 51% at fault, you can still recover damages, but they’ll be reduced by your percentage of fault.
• If you’re 51% or more at fault, you recover nothing.

This rule encourages fairness — each party pays for their share of the blame.

Why You Should Still Talk to a Lawyer

The calculator gives a helpful ballpark figure, but every personal injury case is unique.
A qualified Connecticut personal injury attorney can help with:

• Negotiating higher settlements
• Evaluating long-term medical costs
• Identifying hidden insurance coverage
• Fighting lowball offers from insurers

The calculator is a starting point, not a substitute for professional advice.

Key Takeaways

• The Connecticut Personal Injury Settlement Calculator estimates compensation based on your damages, fault, and injury severity.
• It helps you visualize how much your case might be worth — and what factors affect it most.
• Connecticut’s 51% rule can completely bar recovery if you’re mostly at fault.
• Attorney fees and case costs play a major role in your final payout.
• Always consult an experienced Connecticut attorney for personalized guidance.